SEPA Request to Pay (SRTP)
SRTP is a payment scheme developed by the EPC following a call to action by the Euro Retail Payments Board (ERPB) in November 2018 to analyse and prepare the concrete and rapid exploitation of the request to pay functionality. The scheme includes a set of operating rules, messages and technical elements that allow a Payee to request the initiation of a payment from a Payer before the exchange of the funds (money).
This scheme complements other current SEPA payment schemes with the aim of providing a better and more complete user experience to end customers.
To provide participating entities with full reachability to exchange SRTP at a pan-European level, Iberpay offers an interoperability link with EBA Clearing's R2P service.
SEPA Request to Pay Scheme
Functional and technical documentation