Close menu
Iberpay
Iberpay
About us
CICLOM Platform
A digital euro
News
Corporate information
Shareholders
Corporate Governance
Management Team
Annual Reports
Bylaws
Company Governance
General Meeting of Shareholders
Board of Directors
Executive Committee
Audit and Control Committee
Appointments and Remuneration Committee
Meetings Agenda
Corporate Documentation
Management Reports
Global Risk Management Framework
Tariffs
Payments
Payment System (SNCE)
About the SNCE
Participants
Access and Admission
Activity
Regulations
Regulatory Framework
SNCE Regulations
Cybersecurity Control Framework
SNCE Subsystems
Credit Transfers
Instant Credit Transfers
Direct Debits
Request to Pay
Cheques
Other non-SEPA products
European Reachability
Iberpay's Interoperability Links
Link with TIPS
Link with RT1
Link with R2P
Link with STEP2
Link with EACHA
Working Groups
SNCE Technical Advisory Committee
Instant Payments Group
Digital Money & Innovation Group
Operations Group
Cybersecurity Group
Fraud Prevention Group
Technology and Security Committee
Customer Service
Service Days and Hours
Technical and Operational Support
Forms
Statistics
Access to eCICLOM
Cash
Cash Distribution System (SDA)
About the SDA
Participants
Access and Admission
Regulations
Regulatory Framework
SDA Regulation
Work Area
SDA Technical Advisory Committee
Customer Service
Service Days
Technical and Operational Support
Technical documents
Statistics
Access to eSDA
Services
Sectorials
Fraud Prevention
Valitic
Account Switching
Bank Branches
Consulting
Technology
Business
Ad-hoc solutions
Other Services:
IBAN File
Complementary Interbank Services
SCT Inst Files
News
Inicie sesión
Buscar
English
Español
English
Iberpay
Iberpay
Iberpay
About us
CICLOM Platform
A digital euro
News
Corporate information
Shareholders
Corporate Governance
Management Team
Annual Reports
Bylaws
Company Governance
General Meeting of Shareholders
Board of Directors
Executive Committee
Audit and Control Committee
Appointments and Remuneration Committee
Meetings Agenda
Corporate Documentation
Management Reports
Global Risk Management Framework
Tariffs
Close menu
Payments
Payment System (SNCE)
About the SNCE
Participants
Access and Admission
Activity
Regulations
Regulatory Framework
SNCE Regulations
Cybersecurity Control Framework
SNCE Subsystems
Credit Transfers
Instant Credit Transfers
Direct Debits
Request to Pay
Cheques
Other non-SEPA products
European Reachability
Iberpay's Interoperability Links
Link with TIPS
Link with RT1
Link with R2P
Link with STEP2
Link with EACHA
Working Groups
SNCE Technical Advisory Committee
Instant Payments Group
Digital Money & Innovation Group
Operations Group
Cybersecurity Group
Fraud Prevention Group
Technology and Security Committee
Customer Service
Service Days and Hours
Technical and Operational Support
Forms
Statistics
Access to eCICLOM
Close menu
Cash
Cash Distribution System (SDA)
About the SDA
Participants
Access and Admission
Regulations
Regulatory Framework
SDA Regulation
Work Area
SDA Technical Advisory Committee
Customer Service
Service Days
Technical and Operational Support
Technical documents
Statistics
Access to eSDA
Close menu
Services
Sectorials
Fraud Prevention
Valitic
Account Switching
Bank Branches
Consulting
Technology
Business
Ad-hoc solutions
Other Services:
IBAN File
Complementary Interbank Services
SCT Inst Files
Close menu
News
Español
English
SNCE Regulatory Framework
Regulatory Framework
European Regulations
Spanish Regulations
Regulatory Framework
Regulatory Framework
European Regulations
Spanish Regulations
European regulations
Directive 98/26/EC of the European Parliament and of the Council of 19 May 1998 on Settlement Finality in Payment and Securities settlement systems
19 mayo 1988 | European Parliament (51.99 KB)
Regulation (EC) No. 924/3009 of the European Parliament and of the Council of 16 September 2009 on cross-border payments in the Community
16 septiembre 2009 | European Parliament (748.69 KB)
Regulation (EU) No. 260/2012 of the European Parliament and of the Council of 14 March 2012 establishing technical and business requirements for credit transfers and direct debits in euro
14 marzo 2012 | European Parliament (823.07 KB)
Council Directive 2008/114/EC of 8 December 2008 on the identification and designation of European critical infrastructures and the assessment of the need to improve their protection
08 diciembre 2008 | European Parliament (63.41 KB)
Directive (EU) 2016/1148 of the European Parliament and of the Council of 6 July 2016 Concerning Measures for a High Common Level of Security of Network and Information Systems across the Union
06 julio 2016 | European Parliament (491.99 KB)
Directive (EU) 2015/2366 of the European Parliament and of the Council of 25 November 2015 on payment services in the internal market
25 noviembre 2015 | European Parliament (1.14 MB)
Reglamento (UE) 2021/1230
Normativa de la Unión Europea (487.75 KB)
Spanish regulations
Ley 41/1999, de 12 de noviembre, sobre sistemas de pagos y de liquidación de valores
(94.36 KB)
Circular 1/2007, de 26 de enero, del Banco de España, sobre información que debe rendir la Sociedad Española de Sistemas de Pago, Sociedad Anónima, y aprobación de su normativa
(19.04 KB)
Ley 19/1985, de 16 de julio, Cambiaria y del Cheque
(156.1 KB)
Real Decreto-ley (19/2018) de 23 de noviembre, de servicios de pago y otras medidas urgentes en materia financiera
(1.97 MB)
Real Decreto-ley 12/2018, de 7 de septiembre, de seguridad de las redes y sistemas de información
07 septiembre 2018 | BOE (349.49 KB)
Real Decreto 704/2011, de 20 de mayo, por el que se aprueba el Reglamento de protección de las infraestructuras críticas
20 mayo 2011 | BOE (322.69 KB)
Ley 8/2011, de 28 de abril, por la que se establecen medidas para la protección de las infraestructuras críticas
15 agosto 2011 | BOE (282.2 KB)
Orden EHA/1608/2010, de 14 de junio, sobre transparencia de las condiciones y requisitos de información aplicables a los servicios de pago
(54.26 KB)
Real Decreto-ley 12/2018
BOE (233.79 KB)
Reglamento SNCE 2022
01 febrero 2022 (319.35 KB)
Real Decreto-ley 736/2019
(779.6 KB)
Real Decreto-ley 704-2011
(322.69 KB)
Ley de Infraestructuras Críticas
(176.25 KB)