Instant Payments
Driving a new generation of payments and services.
A new generation of SEPA and international payment solutions, designed to deliver faster, interoperable and more digital experiences.
Valitic
Account ownership verification using Tax ID/VAT number and IBAN for financial institutions and businesses.
A sector-wide solution that enables real-time verification of the correspondence between a Tax ID/VAT number and an IBAN, providing businesses and financial institutions with greater security in their payment and collection processes. It helps prevent fraud, reduce operational errors and optimise the experience of customers and users in an increasingly digital payments environment.
Valitic
Account ownership verification using Tax ID/VAT number and IBAN for financial institutions and businesses.
A sector-wide solution that enables real-time verification of the correspondence between a Tax ID/VAT number and an IBAN, providing businesses and financial institutions with greater security in their payment and collection processes. It helps prevent fraud, reduce operational errors and optimise the experience of customers and users in an increasingly digital payments environment.
Payguard
Shared intelligence protecting the financial sector.
A sector-wide platform connecting more than 90 financial institutions to share real-time fraud intelligence, identify high-risk accounts and detect emerging threats before they materialise. By using advanced analytical models, it strengthens fraud prevention and helps create a safer, more resilient and reliable payments ecosystem for the entire sector.
Payguard
Shared intelligence protecting the financial sector.
A sector-wide platform connecting more than 90 financial institutions to share real-time fraud intelligence, identify high-risk accounts and detect emerging threats before they materialise. By using advanced analytical models, it strengthens fraud prevention and helps create a safer, more resilient and reliable payments ecosystem for the entire sector.
News
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Instant Transfers
International payments in seconds are now a reality with BBVA Directa
July 22 2026
International payments have traditionally involved complex processes, multiple intermediaries and long waiting times. While instant payments have transformed transfers within SEPA, bringing the same speed and simplicity to international payments remains one of financial industry's major challenges.
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Iberpay news
2025: record year for instant payments in Spain, and a new tech platform Nextia for the Spanish payments system
February 02 2026
Instant payments in Spain rose by 31.1% in transaction volumes and by 186.4% in total values. Iberpay completed the modernisation of its real-time infrastructure with Nextia, a new cloud-ready technology platform designed to support growth and the rollout of new services.
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Iberpay news
Iberpay celebrates its 20th anniversary
November 14 2025
On 6 November, Iberpay held its 20th birthday celebrations in Madrid's Neptuno Palace. The guest list included big names from the banking sector, infrastructure firms and payment services providers, alongside the Bank of Spain and other institutions.
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